Platform 02 / Payment Solutions
The complete payment platform.
A full-stack online payment solution engineered for payment institutions and fintechs. Accept, route and manage payments at scale — all from a single, modular platform.
01
Flexible, API-first
REST APIs with comprehensive documentation. Integrate with your existing stack in days.
02
Intelligent routing
Dynamic routing optimises approval rates and reduces transaction costs automatically.
03
Compliance built in
Fraud detection and risk scoring on every transaction.
01 / Modules
Every capability to process at scale.
A modular stack — take the whole platform, or only the pieces your product needs today.
Payment API
RESTful APIs for seamless integration into any platform or application.
Hosted payment page
Secure checkout page with customisable branding and UX.
Payment links & QR
Generate shareable payment links and QR codes for any transaction.
Merchant onboarding
Automated KYB flows for fast merchant verification and activation.
Dynamic routing
Intelligent routing across acquirers to maximise approval rates.
Sub-merchant support
Marketplace and platform payments with split settlements.
Easy integration
SDKs for JavaScript, iOS, Android and major e-commerce platforms.
Admin & reporting
Real-time dashboard with full transaction lifecycle management.
02 / How it flows
One request, four hops, milliseconds.
Step 01
Checkout
Customer pays via API, hosted page, payment link or QR.
Step 02
Verify
Risk scoring and fraud checks run before the charge is sent.
Step 03
Route
The gateway picks the best acquirer and fails over automatically.
Step 04
Settle
Funds settle and split to sub-merchants; webhooks notify your systems.
03 / Architecture
Designed for payment institutions.
Whether you're an established institution or a fintech building your first product, the platform adapts to your licensing model and technical capabilities.
Omnibus is a fintech software development company and does not hold an e-money or payment institution license. We provide the technology infrastructure.
- L1Payment gatewayMulti-acquirer routing & failoverLive
- L2Risk & authenticationTransaction verification layerLive
- L3Fraud detection engineRule-based & ML-powered risk scoringLive
- L4Merchant admin panelFull-lifecycle transaction managementLive
- L5Developer APIs & SDKsREST, webhooks, JS / iOS / Android SDKsLive
04 / Why Omnibus
Infrastructure you can build a license on.
The same stack runs products processing billions every month — hardened by years in production.
- Cloud-native, horizontally scalable infrastructure
- Multi-acquirer and multi-currency by design
- Webhook-driven event architecture
- Sandbox environment for testing before production
- SLA-backed uptime of 99.9%
- Dedicated technical account management
05 / FAQ
Questions teams ask us.
Can't find what you need? Our team answers within one business day.
01Is there a sandbox for testing?+
Yes. Every integration starts in a sandbox environment that mirrors production, so you can test flows end to end before going live.
02Which payment methods are supported?+
Cards, hosted checkout, payment links and QR out of the box. Additional local methods can be added through the routing layer.
03Can we connect our own acquirers?+
Yes. The gateway is multi-acquirer by design; we integrate your existing acquiring relationships and route between them.
04Do you hold a payment institution license?+
No. Omnibus provides the technology. Your institution (or a licensed partner) operates the service; we support the technical side of compliance.
Also on the platform
Get started
Put your payments into production.
Join the banks, fintechs and businesses that trust Omnibus as their technology partner. Let's talk about your specific needs.
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